Blog

Business
Insights that
drive results

Posts tagged with "liquidity"

08/19/2019

Rates are falling. Margins Are Shrinking. Why, and What Next?

Last month we wrote about an upcoming cut in interest rates. At the time, we wrote about what financial institutions—especially smaller institutions—should expect. A couple of days later the Federal Reserve announced the first target Fed Funds rate cut in a decade. So now we have some clarity—what can we learn? Managing rates is a…

Read More >

08/13/2018

Finding The Sweet Spots With Deposit Rates

As we visit with Dashboard clients, we’re hearing plenty of buzz about the need to further raise deposit rates to remain competitive and meet customer expectations. With the likes of Sallie Mae and American Express promoting no-minimum-balance savings accounts at APYs at 1.75% or above, consumers may be paying more attention to their yields. And…

Read More >

04/13/2016

Why Banks Need to Rethink How They View Asset / Liability Management

Real men cut their own lawns! At least, that’s the objection I had when my husband brought up the subject of hiring someone to mow the grass. His response was simply, “You’re right darling. I’ll be sure to get to it right after chopping this wood and hunting with my bare hands.”  He was undoubtedly…

Read More >

04/10/2014

Business payments – the journey from paper to ePayment

Regardless of what you are hearing about checks declining, businesses in the U.S. still pay half of their bills by check, according to a September survey by the Association for Financial Professionals. While its down from the 2007 numbers (74%), the rate of decline has and is slowing which suggests that there are some stubborn…

Read More >