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12/10/2019

How to size up the value of treasury management

Critical questions treasury leaders need to ask themselves and their teams. With a variety of challenges squeezing profits and increasing competition for commercial customers, financial institutions (FIs) are re-evaluating the role of treasury management. Is it a back-office function primarily in support of commercial (i.e., loan) relationships? Or, is it a self-sustaining sales and service…

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12/03/2019

Service function or sales engine? Solving treasury management’s identity crisis.

Why FIs must rethink their treasury function’s potential It’s a dynamic time for financial institutions (FIs). Low rates are jeopardizing fee income. Aggressive competition exists for commercial deposits. Customer experience goals often collide with resource realities. Fintechs are disrupting the status quo of the industry. The pressures for FIs are not new, but they are…

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11/20/2019

Navigating the Murky Waters of Mergers & Acquisitions

The mergers and acquisitions (M&A) train that left the station in 2018, fueled by things like tax reform, interest rates inching up, and FI-friendly regulation keeps on chugging along. American Banker reports that the pace of M&A slowed slightly in 2019, but even so, more than 180 mergers were announced as of the end of…

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11/15/2019

Check out Deluxe’s Dreamforce lineup

Deluxe is proud to be featured at Dreamforce 2019, the largest tech conference in the world. We have an exciting lineup of keynotes, panelists, and breakout sessions, as well as an exciting exhibition space, slated for the San Francisco-based event. If you’re attending Dreamforce, be sure to join one of our sessions or stop by…

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11/15/2019

Another drop in interest rates – is the end nigh?

Around Halloween, perhaps to scare all of the bankers out there, the Federal Reserve dropped rates again, this time by 25 basis points to a range of 1.5% to 1.75%. The widely expected move was the third such drop in as many months. With little wiggle-room remaining this looks like the last drop for a…

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10/30/2019

CFOs as Performance Management Leaders

Banks are facing a battery of challenges – from the volatile rate environment shaving margins ever-thinner, increasing compliance costs, and ever-evolving customer expectations. In this environment, every basis point in NIM matters. Those FIs with the best analytics that can harness their data faster and focus on performance management will come out on top. The…

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10/14/2019

Why a Tri-Bureau Data Approach is Important to Lenders

Before coming to Deluxe, I thought that all the credit bureaus were roughly the same. It really didn’t matter which one you worked with. It was simply a function of time (managing multiple bureau relationships), money and onboarding hassle – and the audience differences were minor and gaps were negligible. Here at Deluxe, we’ve worked…

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