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11/15/2019

Check out Deluxe’s Dreamforce lineup

Deluxe is proud to be featured at Dreamforce 2019, the largest tech conference in the world. We have an exciting lineup of keynotes, panelists, and breakout sessions, as well as an exciting exhibition space, slated for the San Francisco-based event. If you’re attending Dreamforce, be sure to join one of our sessions or stop by…

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11/15/2019

Another drop in interest rates – is the end nigh?

Around Halloween, perhaps to scare all of the bankers out there, the Federal Reserve dropped rates again, this time by 25 basis points to a range of 1.5% to 1.75%. The widely expected move was the third such drop in as many months. With little wiggle-room remaining this looks like the last drop for a…

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10/30/2019

CFOs as Performance Management Leaders

Banks are facing a battery of challenges – from the volatile rate environment shaving margins ever-thinner, increasing compliance costs, and ever-evolving customer expectations. In this environment, every basis point in NIM matters. Those FIs with the best analytics that can harness their data faster and focus on performance management will come out on top. The…

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10/14/2019

Why a Tri-Bureau Data Approach is Important to Lenders

Before coming to Deluxe, I thought that all the credit bureaus were roughly the same. It really didn’t matter which one you worked with. It was simply a function of time (managing multiple bureau relationships), money and onboarding hassle – and the audience differences were minor and gaps were negligible. Here at Deluxe, we’ve worked…

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09/19/2019

The key to mortgage originations? Savvy marketing

We entered the summer in a surprise low-rate mortgage environment. But given the sudden and volatile path to where we are now, many lenders aren’t staffed to capitalize on a rate-and-term environment. Against this backdrop, lenders need tools to help them protect and grow their portfolio; maintain a healthy, balanced pipeline; and prioritize their prospects….

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09/18/2019

Mortgage lending and the interest rate environment

Anyone tracking mortgage interest rate activity this year has been on a roller coaster ride. After rising in April, they began their decline in May, and they’re still low. While forecasts predict steady growth in the housing market, a quick glance at the latest housing data shows some of the volatility and challenges facing mortgage…

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09/17/2019

Reform, not revolution: what to expect from Capitol Hill

The next year looks like a busy one on Capitol Hill. In the midst of presidential primaries and with 2020 elections looming, financial services regulatory reform may not grab headlines. But here at Deluxe, we’re laser-focused on issues impacting financial institutions and their customers. With some significant developments recently announced, or expected soon—here are a…

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