Remote<br />
Deposit<br />
Capture

Remote
Deposit
Capture

The fast, easy way for account holders to deposit checks

Remote Deposit Capture is quickly growing in popularity among the nation’s top banks and account holders alike. Deluxe makes it possible for you to offer this digital check scanning, depositing and clearing service to your account holders, along with mobile, merchant, lockbox, consumer and ACH capture options.

Fast and convenient for customers with camera-equipped smartphones, Remote Deposit Capture benefits financial institutions as well, with reduced deposit transportation costs, higher revenue streams by attracting new clients and gaining larger wallet shares from existing clients, reduced check processing and clearing costs and improved ability to monitor risks across deposit channels. 

Remote Deposit Capture Savings

Deluxe_RemoteDepositCapture
According to the Federal Reserve Bank’s pricing schedule, image-based clearing costs about 5 cents per item less than image return document (IRD)-based clearing. For every 100,000 items your bank sends for forward clearing per day, the savings could be more than $1.2 million per year.

Convenient, secure check deposit from work, home or on the go

Merchant/Lockbox
Merchant/Lockbox

Integrates a wide range of scanners, including high-speed MICR or specialized scanners, TWAIN-compliant flatbed scanners and all-in-one print/copy/fax machines.

Consumer
Consumer

Gives account holders an affordable and secure alternative to costly check scanners for making deposits.

Mobile
Mobile

Allows account holders to deposit either personal or business checks via camera-equipped smartphones.

Risk Monitoring
Risk Monitoring

Lets you and account holders safely enjoy the benefits of remote deposit capture while complying with FFIEC guidelines.

Location Awareness
Location Awareness

Identifies where RDC deposits are transmitted from and alerts when customary physical locations change, providing greater visibility to potentially fraudulent activities.

Industry Research

BANK CASE STUDY: LEVELING THE PLAYING FIELD WITH BUSINESS MOBILE RDC AND INTEGRATED RECEIVABLES

SMALL BUSINESS RDC: TAKING TRANSACTIONS OUT OF THE BRANCH

Downloads

Remote Deposit Capture Suite
Remote Deposit Capture Suite

Accept deposits and payment information via mobile device or scanner to speed cash and reduce costs.

Learn more.

Remote Deposit Capture Hardware
Remote Deposit Capture Hardware

Learn more.

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