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Posts tagged with "Capital Requirements"


Where is the Relief in the Dodd-Frank Rollbacks?

Legislators could have done so much more. Like you, I was hoping The Economic Growth, Regulatory Relief and Consumer Protection Act (the Act) would provide more regulatory relief for the nation’s smallest community banks. There’s still cause for celebration, however. The Act has provisions related to capital requirements, financial reporting, and the Volcker Rule that…

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4 steps to prepare for the new capital requirements from Basel III

A recent story in the Washington Post looked at the impact the Dodd-Frank Act is having on local banks around the District of Columbia and heard from several that 2014 – four years after the legislation was passed – is the year they expect to feel the most impact from the new provisions. The bankers…

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Planning for Basel III capital requirements

With the Basel III standards now set and the capital requirements beginning to phase in at the start of 2015, now is a good time for community banks to begin planning for these new regulations. The Basel III final rule, which was approved last year, represents the most complete overhaul of U.S. bank capital standards…

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Community banks feeling the squeeze can have hope

“Business as usual” is certainly not a phrase that applies to community banks these days with Basel III/capital requirements, Dodd-Frank, the CFPB, mortgage regulations and interest rates all contributing to the changing financial landscape. How each of these factors will eventually help shape the environment in which community banks operate is yet to be determined,…

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