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Posts in category "Payments"

05/24/2018

7 Benefits of Online Check Shopping Implementation

Is your customer able to order checks online? Are your customers able to easily locate and place an order on your mobile site? If your answer to either of those questions is no, you might want to spend some time looking at this experience from your customers perspective. It might seem like a bit of…

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05/17/2018

The Battle for Retail Deposits

A coffer filled to the brim with low-cost deposits … ah, those were the days. As anyone in banking will tell you, the days of free-wheeling deposit growth for community banks are grinding to a halt. The reason? The Federal Reserve made good on its promise to raise rates, and more are coming down the…

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04/11/2018

Checks Haven’t Checked Out. They’ve Evolved

When debit cards hit the streets in the ’90s, the mighty check saw its role in financial transactions diminish. Fewer and fewer retail outlets take checks these days, but they haven’t completely checked out, not by a long shot. They’ve just evolved and the latest data from the Federal Reserve might have some surprising results…

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01/23/2018

Money 20/20’s Recurring Themes Mirror FinTech Hot Topics

Money 20/20 offers a great opportunity to assess the pulse of the payments marketplace. With more than 11,000 attendees, it’s the largest annual conference for bankers as well as service providers in the fintech space- with a healthy dose of venture capitalists and startups as well. Increasingly, major players have also used the Money 20/20…

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12/28/2017

Recap of 2017: Sharing Our Top Five Blogs From the Year

Well, the end of the year is quickly approaching which is a great time to recap another great year for our blog. I just wrapped up my fifth year of being editor of the blog and I am excited about some of the changes we’ve seen this year. We did a reorganization of the existing…

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10/13/2017

What’s Next for Checks? A New Deluxe Webinar Offers Data-Driven Answers

It’s no secret that paper check volumes have been in steady decline in the US for the past two decades. Some have openly wondered whether remaining volumes will “fall off a cliff” sometime soon. Predictions of the death of the check are nothing new- in the early 2000s I worked for an electronic commerce company…

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08/30/2017

Will faster payments hit a wall?

The Federal Reserve Faster Payments Task Force has published their final report, which was the collaborative effort of over 300 industry participants. The key take-away from the 64-page report was a call to action for US financial institutions to be capable of receiving a faster payment by the year 2020. Given the short period of…

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