Business<br />
Insights that<br />
drive results

Blog

Business
Insights that
drive results

Posts by Alan Jackson

06/17/2015

In-store Branches: ‘Expensive Billboard’ or Untapped Revenue Stream?

Independent bank consultant Ken Thomas distilled the antipathy many in the banking industry have for in-store branches in a recent American Banker article. Thomas, who operates the website branchlocation.com, told article author Jackie Stewart that the primary value of in-store branches was in raising a bank’s visibility at a high price tag. “It is like an…

Read More >

06/10/2015

The Not-So-Hidden Opportunities in the Student Loan Bubble

Is there a student loan bubble that’s going to burst as dramatically – and messily – as the housing bubble did? Mark Cuban sure thinks there is, and in an interview with Inc., he says student loan debt is holding back the economy. He makes a compelling case for his assertions. Two years ago, the…

Read More >

06/04/2015

High-profile Forecasting Error has Lessons for the Banking Industry

When the expectations set by financial forecasters fail to meet a company’s fiscal reality, the repercussions can be dire. Profits suffer, stockholders protest, lawsuits may ensue, and people may lose jobs in the fallout.Although he wasn’t fired for it, mistaken forecasting preceded the resignation of Walgreen’s CFO last summer, the Wall Street Journal and CFO…

Read More >

05/27/2015

In-store Branches: ‘Expensive Billboard’ or Untapped Revenue Stream?

Independent bank consultant Ken Thomas distilled the antipathy many in the banking industry have for in-store branches in a recent American Banker article. Thomas, who operates the website branchlocation.com, told article author Jackie Stewart that the primary value of in-store branches was in raising a bank’s visibility at a high price tag. “It is like an…

Read More >

05/20/2015

What Should You Do About .bank and .creditunion?

To dot-bank or not to dot-bank? That is the question for thousands of financial institutions around the world, as the spring rollout of the new vanity gTLD (generic top-level domain) approaches. Virtually every bank has a website, and – except for a few with exceptionally deep pockets who can afford their very own personalized URLs…

Read More >

05/05/2015

What Goes Down Must Come Up: Is your FI ready to bounce?

Barring a catastrophic and unforeseen spike in the unemployment rate, shrinkage in the gross domestic product or severe fluctuations in other key drivers of economic growth, it seems likely the Federal Reserve will raise its interest rate in 2015. In fact, as recently as April 29, the Fed was predicting that growth would rebound, despite…

Read More >

04/29/2015

Webinar Recap: How Best-Run Community Banks Maximize ROAA and Efficiency

While maximizing efficiency and profitability are priorities for banks of all sizes, optimum ROAA and highly efficient operations can make or break a community bank. Just consider the success stories represented by Sageworks’ recent list of best-run community banks. All the banks on the list are top industry performers, excelling at highly efficient operations, cost…

Read More >